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Learn all there is to know about insurance.

Actual Cash Value VS. Replacement Cost Coverage

When was the last time you looked at your home insurance policy? Do you know if you have replacement cost coverage on the structure of your home? What about your stuff?  Having replacement cost coverage compared to actual cash value coverage can make a BIG difference when you file an insurance claim.  Let’s start with […]

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The Who and What of a Health Savings Account

You have opened your Health Savings Account and you are starting to see your account balance grow.  At this point, you may be thinking “I have not really been sick, what else can I use this money for?” or “I wonder if can I use these funds for someone other than myself?”  We are here […]

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Fruit Pizza

Ingredients Cookie Crust 2 cups all purpose unbleached flour 1/2 tsp baking soda 1/4 tsp salt 1/8 teaspoon ground cinnamon 2/3 cup granulated sugar 2/3 cup brown sugar, unpacked 1/4 cup melted unsalted butter 2 large egg whites 1/4 cup unsweetened apple sauce 2 tsp vanilla extract 2/3 cup white chocolate chips (optional for a […]

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California Chicken Flatbread

Ingredients 1 large flatbread or naan, or 2 small 2 tablespoons olive oil 2 cup shredded mozzarella cheese (or any other favorite cheese such as Monterrey Jack or Pepper Jack 1 boneless skinless chicken breast, pounded to 1/2 inch thickness salt and pepper, to taste 2-3 slices cooked bacon, chopped 1/2 avocado, sliced or diced […]

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Personal Lines Auto Insurance Credits

Personal auto insurance companies in the US are reporting billions of dollars in insurance premium refunds to clients. Below is a list of our carriers that are currently offering refunds and what that will look like for our clients. This list is as of April 17th. We will update as we learn more. Allstate: On […]

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